When reminders become enforceable titles and titles become enforcement actions, KLEVERBILL positions you for success. If, in the course of enforcement proceedings or otherwise, your debtor’s insolvency becomes known, we will initiate the claim registration on your behalf. With professional receivables management and digital efficiency, we safeguard your prospects in insolvency proceedings.

What is claim registration?

In the event of insolvency, creditors can no longer enforce outstanding claims through standard channels. Instead, they must properly register their claims with the insolvency administrator as part of the insolvency proceedings. Only those who register their claim correctly and on time have a chance of recovering at least part of their funds.

👉 Important: Claim registration is a purely formal process with fixed deadlines and legal requirements.

Two ways to register claims with KLEVERBILL

As a creditor, you have two options for asserting your claim in insolvency proceedings—both are available from KLEVERBILL:

✅ Option 1: We handle the claim registration for you

• We register your claim in your name, but using our bank account details.

• This means: Any distributions by the insolvency administrator are paid first to us, and we then forward them directly to you.

• Benefit: No administrative effort for you — we take care of all correspondence and monitoring of the insolvency proceedings.

✍️ Option 2: You submit the claim yourself — we prepare everything

• We prepare a complete and legally compliant claim registration for you, including all forms, supporting documents, and legal details.

• You then only need to sign and submit it personally.

• Benefit: Distributions are paid directly to your account.

Both options are legally sound, transparent, and tailored to your needs.

How claim registration works

The claim registration must comply with the requirements of the German Insolvency Code (§174 InsO). This includes:

• Creditor identification (natural person or legal entity)

• Legal basis of the claim (e.g., purchase agreement, service contract)

• Claim amount including interest and reminder fees

• Supporting documentation such as invoices, contracts, enforceable titles, or payment order notices

🔍 Tip: An incorrect or incomplete registration may be rejected by the insolvency administrator—professional support pays off here.

Applicable deadlines

• The registration deadline is set by the insolvency court and is usually between 2 weeks and 3 months after proceedings are opened.

• Late registration is possible, but involves risks and additional costs.

• Creditors who register late may be disadvantaged by objections from other creditors.

What happens if an objection is raised against the registration?

The debtor may object to your claim registration. In this case, the insolvency court will review the matter. Particularly important:

• For an already enforceable titled claim, the scope for objection is very limited.

• Without a title, the court decides based on the evidence and arguments of both parties.

👉 Here as well, correct and complete registration is critical.

How long do insolvency proceedings take?

Insolvency proceedings often extend over several years:

• Consumer insolvency: approx. 3 years

• Standard insolvency (companies): usually 4 years or longer

As a creditor, you therefore need patience and strong receivables management to bridge the waiting period.

Claim registration with KLEVERBILL: your advantages

🔹 Professional handling or preparation of the registration

🔹 Legally compliant and on schedule

🔹 Reduced risk of rejections or objections

🔹 Transparent process and regular updates

🔹 Integration with our dunning software for end-to-end receivables management

Claim registration — professional, legally compliant, KLEVERBILL

Claim registration is a key step in insolvency proceedings—but it is not automatic. With KLEVERBILL, you have an experienced partner at your side who either manages the process end to end or prepares you optimally for independent submission.

💡 Avoid stress, unnecessary errors, and lost claims—rely on KLEVERBILL.