The signs are alarming: Payment behavior in Germany has noticeably deteriorated in the third quarter of 2024. Companies are waiting on average 8.4 days longer for their money – a significant increase compared to 7.6 days in the same period last year. Particularly affected: small and medium-sized enterprises, which are already struggling with shrinking margins and rising costs.

The cause is obvious: recession, uncertainty, subsidy repayments, and international competitive weaknesses are leading to noticeable liquidity bottlenecks in the economy. The situation is particularly dramatic in certain regions and industries:

• North Rhine-Westphalia: 9.9 days delay in payment

• Schleswig-Holstein: 11.2 days

• Mecklenburg-Vorpommern: 11.5 days

• Construction industry: peak value of 12.6 days delay

• Wholesale trade: increase by 2.7 days

What does this mean for your company?

Liquidity is a matter of survival. In economically strained times, it determines investments, personnel, and the future of your company.

Now is the right time for a central question:

Do you have full visibility of your outstanding invoices?

• Have all invoices been sent?

• Are there outstanding claims that should have been paid long ago?

• Do reminders need to be sent so that your money is not lost?

KLEVERBILL – Your automated solution for liquidity and control

In times of deteriorating payment behavior, KLEVERBILL takes over your complete debt management:

✅ Automated invoice dispatch – never miss an invoice again

✅ Systematic dunning process – legally secure, efficient, automated

✅ Daily overview of outstanding debts

✅ Individual escalation levels and direct connection to collection processes

✅ Less administrative effort – more focus on core business

Act now – before others do it for you

Many companies will be forced to prioritize their expenses in the coming months. Those who do not respond promptly to outstanding claims will be left with them. With KLEVERBILL, you automate securing your liquidity before the risk becomes reality.